Blog

On August 18, 2017

Making the Most Out of Your Will

A will is one of the most important things you can do for yourself and your family. It will protect your spouse/partner, children and assets, as well as letting everyone know how you would like things handled after you have passed on. Here are our top 6 reasons for having a will: 1. You decide...
On July 12, 2017

New Financial Year Resolutions – Our 6 Tips

Happy New Year! A new financial year means you should look to improve your financial situation, whether it be through investing or improvements or smarter financial practices. Here are our 6 tips: Formulate and stick to a budget Not many of us keep a budget. You have to be honest with your finances. Open every...
On June 5, 2017

Are You Impacted With the Super Changes 1 July?

There are many changes from 1 July 2017, which includes the introduction of a $1.6 million cap on the total amount that can be transferred into the tax-free retirement phase for account-based pensions. Generally, these pensions are provided by retail and industry superannuation funds, but they may be provided by other funds, including self-managed super...
On May 19, 2017

Why Trauma Insurance is Important

Trauma cover is also referred to as ‘critical illness’ cover or ‘recovery’ insurance. It helps take the pressure off, so you can spend time focussing on recovering and not worrying about your finances. Trauma insurance pays you a one-off lump sum if you have a serious medical condition such as cancer, heart attack, stroke or...
On May 11, 2017

Federal Budget for 2017

Health, home and housing This year’s Federal Budget is focused on health, home and housing. Keeping healthcare available to all Australians in the long term and living the dream of owning one’s home will be central issues for many Australians. Keeping our future healthy To ensure all Australians can continue to access timely and affordable...
On April 6, 2017

Savings Tips for Couples

You are now a couple and if you think those dinners and date nights are taking a toll on your combined expenses, think again. Here are some simple savings tips for couples:- Rethink date night – Your weekly date night may have consisted of a fancy restaurant, followed by drinks and movies afterwards. This can quickly...
On March 8, 2017

Aged Care – How to Prepare

Making the transition into aged care can be stressful and moving into a residential aged care facility can be complicated. There are a number of issues to consider depending on the level of care needed, the length of stay required and a person’s current level of assets and income. If either you or a loved...
On February 13, 2017

Superannuation – How You Can Make It Work for You

Superannuation is a way to save for your retirement. The money comes from contributions made into your superannuation fund by your employer and, ideally, topped up by your own money. Superannuation offers the one real area where tax savings can be achieved. If you structure your superannuation activities correctly, then you reduce the tax that...
On January 20, 2017

Invest Smarter – What sort of investor are you?

When making decisions about investing, it is important to have an understanding of how comfortable you are with the concept of risk and return. Each and every type of investment has some kind of risk, even money in a bank account or term deposit. Understanding those risks helps you to make decisions about how your...
On December 1, 2016

How to Financially Survive the Silly Season

With presents to buy, family to visit and time off work for most of us, Christmas can be an expensive time of year. Here are a few simple tips to help you financially survive the silly season: Don’t forget the existing costs – when planning your budget, do not overlook your regular bills such as...