Blog

On April 3, 2019

Federal Budget 2019-20 Summary

Overview On 2 April 2019, the Government handed down the 2019-20 Federal Budget. The focus of the 2019-20 Budget is a plan for a stronger economy and securing a better future. In last year’s Budget, the Government commented that just as most households had to tighten their budgets over recent years, the Government was committed...
On May 10, 2018

Federal Budget 2018-19 Summary

Overview On 8 May 2018, the Government delivered the 2018-19 Federal Budget, and it would be reasonable to say that this Budget starts to lay a foundation for the next Federal election. The focus of the budget was building a stronger economy by creating jobs and guaranteeing essential services. As most households have had to...
On October 23, 2017

Life Insurance – Simplified…

Life insurance protects your most valuable asset – you. It provides a lump sum benefit to those that are financially dependent on you in the event of your death or terminal illness. Term Insurance covers you for a set amount of time and is the simplest form of life insurance. It pays only if death...
On August 18, 2017

Making the Most Out of Your Will

A will is one of the most important things you can do for yourself and your family. It will protect your spouse/partner, children and assets, as well as letting everyone know how you would like things handled after you have passed on. Here are our top 6 reasons for having a will: 1. You decide...
On July 12, 2017

New Financial Year Resolutions – Our 6 Tips

Happy New Year! A new financial year means you should look to improve your financial situation, whether it be through investing or improvements or smarter financial practices. Here are our 6 tips: Formulate and stick to a budget Not many of us keep a budget. You have to be honest with your finances. Open every...
On June 5, 2017

Are You Impacted With the Super Changes 1 July?

There are many changes from 1 July 2017, which includes the introduction of a $1.6 million cap on the total amount that can be transferred into the tax-free retirement phase for account-based pensions. Generally, these pensions are provided by retail and industry superannuation funds, but they may be provided by other funds, including self-managed super...
On May 19, 2017

Why Trauma Insurance is Important

Trauma cover is also referred to as ‘critical illness’ cover or ‘recovery’ insurance. It helps take the pressure off, so you can spend time focussing on recovering and not worrying about your finances. Trauma insurance pays you a one-off lump sum if you have a serious medical condition such as cancer, heart attack, stroke or...
On May 11, 2017

Federal Budget for 2017

Health, home and housing This year’s Federal Budget is focused on health, home and housing. Keeping healthcare available to all Australians in the long term and living the dream of owning one’s home will be central issues for many Australians. Keeping our future healthy To ensure all Australians can continue to access timely and affordable...
On April 6, 2017

Savings Tips for Couples

You are now a couple and if you think those dinners and date nights are taking a toll on your combined expenses, think again. Here are some simple savings tips for couples:- Rethink date night – Your weekly date night may have consisted of a fancy restaurant, followed by drinks and movies afterwards. This can quickly...
On March 8, 2017

Aged Care – How to Prepare

Making the transition into aged care can be stressful and moving into a residential aged care facility can be complicated. There are a number of issues to consider depending on the level of care needed, the length of stay required and a person’s current level of assets and income. If either you or a loved...